Crypto payments that just work

⚡

Pay in any crypto. Receive USDC. 0.8% fee. Users pay with whatever they hold — BTC, ETH, USDT, SOL, any chain. You receive USDC instantly. No CCBill, no Stripe, no waiting.

🔐

Fully open-source and Non-custodial by design. Smart contract routes funds wallet-to-wallet. No intermediary holds money.

🚀

Get started in minutes. One WalletAdapter. Subscriptions, PPV, tips, and splits all included.

Watch demo → View on GitHub

integration.js

// 1. Install
import ButterPay from '@butterpay/sdk';

// 2. Initialize
const pay = new ButterPay({
  merchantWallet: '0xYourWalletAddress',
  currency: 'USDC',
});

// 3. Accept payment
await pay.charge({
  amount: 9.99,
  description: 'Monthly subscription',
});
        

Full docs & examples on github.com/butterpay →

How it works

One integration. Everything handled.

Get started in minutes. Users pay however they want. You receive stablecoins.

Integrate the SDK

One WalletAdapter drops into your existing payment interface. Subscriptions, PPV, tips, and multi-party splits all supported out of the box.

User pays in any crypto

USDT, ETH, BTC, SOL — any token, any chain. ButterPay's cross-chain engine routes and converts automatically. No manual bridging, no failed transactions.

You receive USDC instantly

Funds go directly wallet-to-wallet via smart contract. Webhook fires on confirmation. No intermediary holds your money, ever.

Webhook payload on confirmation

{
  "event": "payment.confirmed",
  "amount": "9.99",
  "currency": "USDC",
  "txHash": "0xabc...def",
  "fromWallet": "0xUser...",
  "toWallet": "0xMerchant...",
  "splits": {
    "creator": "9.72",
    "platform": "0.18",
    "fee": "0.09"
  }
}

Pricing

0.8% vs 14.5% — the real math

A platform processing $100K/month pays CCBill over $27,000. ButterPay costs $800.

	ButterPay	CCBill	Stripe
Transaction fee	0.8%	10.8–14.5% + $0.55	Restricted for content platforms
Chargebacks	Impossible — irreversible by protocol	$25/dispute + lost revenue	—
Rolling reserve	None	5–10% held 13–26 weeks	—
Annual registration	$0	$500–$1,000/yr	—
Settlement	Instant	T+7 to T+30	—
Shutdown risk	None — no intermediary	Card networks can cut you off	Yes
KYB / approval	Not required — live on Day 1	Weeks to months	—

Migration

From CCBill to ButterPay in minutes

Add ButterPay as an additional checkout option — no need to drop your existing processor. Your current setup stays untouched.

CCBill onboarding

Week 1

Submit application

Week 2–3

Wait for review

Week 4

Request more documents

Week 5–8

Maybe approved — maybe not

Ongoing

10% of revenue held in rolling reserve

ButterPay onboarding

Minute 1

npm install @butterpay/sdk

Minute 5

Paste your wallet address

Minute 10

Run a test transaction

Minute 15

Live — accepting real payments

Ongoing

Instant settlement, $0 reserve

ROI Calculator

How much are chargebacks costing you?

Content platforms average 2–4% chargeback rates. Enter your monthly volume to see the real damage.

Monthly payment volume

Estimated chargeback rate

Your monthly cost with CCBill

$27,000

12% fee + chargebacks + reserve

Your monthly cost with ButterPay

$800

0.8% fee · $0 chargebacks · $0 reserve

You save $26,200 per month — $314,400 per year

Trust & Security

Fully open-source and Safe. Your keys, your funds.

Non-custodial architecture — the smart contract executes transfers directly. No one at ButterPay can intercept or redirect funds.

🔗

On-chain verifiable

Contract address is public. Your engineers can inspect it on Etherscan and confirm there is no function allowing ButterPay to withdraw from user or merchant wallets.

Fully open-source · No owner withdrawal functions

🔐

Zero PII collected

Wallet-to-wallet payments. No card numbers, no billing addresses, no personal data stored. Zero GDPR surface area for payment data.

⚡

Same model as Uniswap

Smart contract executes autonomously — like Uniswap routing swaps without holding funds. ButterPay is infrastructure, not a custodian. Your keys, your funds.

🌐

No single point of failure

No Visa. No Mastercard. No acquiring bank. Pornhub lost card payments overnight. OnlyFans nearly collapsed under bank pressure. ButterPay has no such dependency.

🛡️

Unstoppable payments

No card network, bank, or government can freeze or block a smart contract transaction once it is initiated. Your payment channel cannot be switched off — by anyone.

✅

No KYC for your business

ButterPay requires no KYB review, no merchant account application, and no approval process. Drop in the SDK and start accepting payments the same day. Your clients are not your liability.

Audit by yourself — paste into Claude or any AI

Review the following Solidity smart contract. List any functions that allow an owner or privileged address to withdraw user funds. If no such functions exist, output exactly: (This prompt works with Claude, ChatGPT, Gemini, or any AI assistant) No owner withdrawal functions found. Contract address (Ethereum mainnet): 0x[ButterPay contract address] Source: https://github.com/butterpay/contracts/blob/main/ButterPaySplitter.sol

Expected output No owner withdrawal functions found.

For platforms

Integrate once. Keep 25% of every fee.

White-label platforms that integrate ButterPay receive 25% of ButterPay's transaction fee on every payment their clients process — enforced by smart contract, no invoicing required.

How the fee splits — on-chain

0.8%

ButterPay fee
charged per txn

→

25%

Your platform
of that fee

75%

ButterPay
keeps

On a $10 payment: ButterPay charges $0.08 · you receive $0.02 (25%) · creator receives $9.92

Your earnings at scale

$100K/mo client volume → $200/mo

100 active clients → $20,000/mo

            500 active clients
            → $100,000/mo
          

Passive. Recurring. No invoicing — Splitter contract routes 25% of every fee to your wallet automatically.

🔗 25% fee share enforced by Splitter smart contract

📖 Contract code is open-source and auditable before you sign anything

⚡ Same model as Stripe Connect — platforms earn when merchants earn

🛠️ One SDK integration — after that, every new client generates revenue automatically

FAQ

Questions from platform operators

Up to 28% of US adults already hold cryptocurrency — and the share is higher among your core paying demographic (men 18–34). Your checkout is the missing piece. Adding ButterPay doesn't replace card payments; it captures the segment you're currently losing.

You receive USDC — a stablecoin pegged 1:1 to the US Dollar. There is zero price volatility on your end. Whatever your user pays in, you receive the USD equivalent in USDC, instantly.

Crypto transactions are irreversible by protocol — there is no chargeback mechanism. A user who disputes a payment has no technical path to reverse it through a card network. This eliminates your entire chargeback exposure. For refunds, you handle them directly on your terms — no third party involved.

No. ButterPay works alongside your existing processor. Add it as an additional checkout option — crypto users get a dedicated payment flow, card users keep their existing flow. Most platforms start with ButterPay as a secondary option and gradually see crypto's share grow.

Creators receive USDC directly to their Web3 wallet — MetaMask, Coinbase Wallet, or any EVM-compatible wallet. No platform account, no payout schedule, no minimum threshold. Funds arrive within seconds of the user's transaction confirming on-chain.

ButterPay's SubscriptionManager contract handles recurring billing. On the renewal date, the contract triggers automatically — no user action needed after the initial approval. Creators set the price and billing cycle; platforms set their revenue split. Everything runs on-chain. If a user's wallet is empty at renewal time, the subscription lapses gracefully with no penalty fees.

Platform commission is configured once during SDK initialization — set your wallet address and split percentage (e.g. 20% to platform, 80% to creator). The Splitter contract enforces this on every transaction. You can also set different splits per creator or content type. Changes to split ratios apply to new transactions only; existing subscriptions honour the rate at time of signup.

Compliance

ButterPay is non-custodial payment infrastructure. We do not hold, control, or have access to user funds at any point. Transactions execute peer-to-peer via audited smart contracts. ButterPay does not operate as a money services business (MSB), payment processor, or financial institution. Merchants are solely responsible for compliance with applicable laws in their jurisdiction.